1. Lose weight and your health insurance rates will drop. Your BMI or Body Mass Index is a very important factor in calculating your risk to a carrier. The higher a person’s BMI rating, the higher their rates.
When your BMI rating is high it simply means that your weight is too much for your height. Now don’t wait until when you can lose 30 pounds since losing as little as 5 pounds can drop you into a lower BMI rating which will result in lowered rates.
2. Group plans are cheaper than individual plans. Therefore take advantage of it if you are in a position to use one. It becomes even truer if you’re overweight, a smoker or older.
A group plan will save you a lot if you have a pre-existing condition that makes individual health insurance either too expensive or difficult to get. A group plan is a good way of lowering your health insurance premium without compromising the quality of coverage you get.
3. You can lower your premium by as much as 50{a3acb2be643effc4b7b4b3705df5cb2eae026059a1d075d54be8af4d92e7e619} by getting and comparing health insurance quotes from a very wide selection of insurers. The reasons for this are…
There are hundreds of health insurance carriers in Tennessee and each of them has different rates for each profile. And, the fact that your neighbor got the best rate with insurer A doesn’t mean your profile will also get affordable quotes from them. You can only know by getting quotes.
Therefore, do your utmost to get as many quotes from as many carriers in the state as you can. Bear this in mind: You can’t get quotes from too many providers. For starters, get and compare quotes from a minimum of five quotes sites. Doing this will increase your chances of getting very affordable health insurance in Tennessee.
